Showing posts with label cheap. Show all posts
Showing posts with label cheap. Show all posts

Friday, 20 May 2016

BLENDING SPONGES - REVIEW / COMPARISON

Just recently I have experimented with different methods of application for foundation,

I have tried several different sponges and I thought I'd share with you what I've learned so far.


At the point that I took these photos I had tried all of these sponges with the exception of the Real Techniques one. The first impressions of that sponge were really positive. Keep reading to see how i got on with each of these. 



1. This sponge cost me £1.50 and was purchased from Primark, it's quite hard and not very flexible. I feel that the best application with this sponge is through dabbing, if you try to sweep you do end up fairly streaky. This washes OK and as you can see hasn't really stained too badly.

2. The middle sponge is the 'Beauty Blender',this cost me £16 and it is a popular blogger and youtuber favourite. It can be purchased with free delivery on www.beautyblender.co.uk here along with a load of other interesting products.

3. This sponge was purchased from Dealz and retails for £1 in the UK, the shape is different from the other two and I must say this is more awkward to use because of this. In addition it is very stiff and not very flexible. Again, like the one from primark it does tend to only work when bouncing the foundation in rather than smoothing it onto the skin.

REAL TECHNIQUES MIRACLE COMPLEXION SPONGE

And for the piece de resistance, coming in at just £5.99 from boots, this is soft but not as soft as the beauty blender. For me this is just the right consistency, it doesn't suck up all of your foundation and it works with a variety of different textured foundations and concealers. I can achieve such a light layer of foundation with this, yet it still gives flawless and full coverage. This is by far the best value sponge I have tried and I use it everyday.  This washes really well and a couple of months in it still feels like new. I will definitely be repurchasing this sponge, whats more you can get it even better value, 2 sponges for £9.99 here

WHAT NEXT?

OK, so I am loving this sponge, but I am still open to trying others, see below images taken from the boots website.

 www.boots.com

The first one I would like to try because it is so refined in shape and looks like it would be great for getting under the eyes and getting into any awkward little places. 

The second one is another really interesting one, it's not a shape I have seen before in beauty blenders and for this reason alone I would like to see what it can do. I think this is perhaps just for fiddly areas as it's a little small for larger areas.

And the final one I would like to try is cheaper than the 'Beauty Blender', however it's by the brand Dior. So in the case of this sponge I would like to know if it's Dior quality or if it's just a cheap blending sponge with Dior branding. 

Have you tried any of these sponges? Let me know what you thought, also if there's any sponges I haven't mentioned let me know and I will give them a try!

Cookie x

Friday, 8 April 2016

W7 In the buff palette - The Review

In my quest for trying bargain beauty I came across the 'In the Buff' palette from W7, this is said to be a dupe for the Urban Decay Naked 2 Eyeshadow palette. I dont have that palette, it's perhaps on my list of things to save up for as it retails at £38.50.

This palette retails at £9.99 on their website, so is a fraction of the price of the Urban Decay palette. I picked mine up cheaper than this, £5.99 from TK Maxx, so it was really fab value for a 12 colour palette in a neat tin. (currently on Amazon for £5.70). So even if you pay full price for this set you get each shadow for less than a pound each and a really nice hard wearing tin that contains them, so I'd start by saying this is fantastic value.
There is a really good range of colours within this palette, they are all the same size, and one thing I will say is that for the light base colour it would be really great to have this as a larger block as this gets used the most, however to make up for this there is 2 light base colours. 4 of the colours are matt whilst the others have some level of sheen. 
Texture wise these could be a little more blendable but they are really pigmented and have great colour pay off, these as best to build up slowly rather than going in with too much from the start.
Now that this palette has been used a lot and I've hit pan on a few of the colours I have noticed the quality has started to diminish slightly. This is still usable and does have life left but the texture has changed slightly.
If I had to score this palette out of 10 I would say a good 7, there are better quality palettes, but with quality comes higher prices. I think this is really good value and is perfect for anyone on a budget or someone starting out with makeup. It's a really comprehensive palette colour wise and will create some really amazing everyday and dramatic eyeshadow looks, and even the perfect smoky eye!.
I’d love to hear your opinion on this – do you have this palette? What do you think? I'd love to hear your thoughts in the comments below!
Cookie x

Monday, 4 April 2016

Budget Beauty Brands

Something I have been working on this year is trying different skincare and makeup items and you guessed it the theme is BUDGET.

This is not to say I will only be purchasing budget products, but I am certainly going to open my mind to then and try different more affordable brands. 

I've always used Clarins and Clinique for skincare, and high end makeup products, so for me trying budget items is sort of alien but I am truly looking forward to trying more and of course saving some pennies along the way.

Here are some of the brands that I have tried so far:

MUA
Collection
Natural Collection
E.L.F
Essence
W7

And here are some brands that are on my to-do list:

Makeup Revolution
RCMA
KIKO
Lottie
NYX
Milani
Colour Pop
Technic
Catrice
Sleek

So far I have only tried one of two items from each brand, what I aim to do is get the essentials from each which will be enough to create a whole makeup look. I will then be able to rate each brand fairly on quality and value for money and will be able to share my favourites on here with you here and on my youtube channel

I'd love to hear your opinions on any budget beauty items that you use, perhaps you have some recommendations? Leave me a comment and I'm happy to try products!

Cookie x

Monday, 28 December 2015

Frugal gift inspiration | Cactus |

Sometimes the best gifts are the ones you make yourself, they are usually that little bit unique and the thought and effort definitely outweighs the expenditure for me.

I am a big fan of all things natural and a lover of tiny plants, so when I saw this little cactus in B&Q for £4 I couldn't resist.



For me what lets this item down is the boring terracotta pot, we are currently in the throws of decorating our lounge so have purchased some tester pots,but they are something we usually have dotted around the house. So what better idea than to paint the pot a more appropriate colour.


This couldn't have been more simple and the cactus isn't actually planted in the decorative pot meaning I was able to remove the plant for painting, making it even easier!


So, here is the finished look, I love it and it took about 10 minutes to complete so all in all this is a really cheap, easy and satisfying project and it makes for a great little gift.




My little cactus now fits in beautifully with my other miniature plants!

Cookie x

Friday, 4 December 2015

5 Frugal / Thrify tips and tricks | November 2015

These may seem really obvious to some of you and perhaps not so to others.

1. Simple swaps to reduce your shopping bills

This can be a really quick win, but it can also be a gamble.
Take a look at your shopping receipt, study the trends, What do you buy most often? What is the most expensive items that you buy? Take a good hard look at the items falling into the 2 categories, buy most often and most expensive. 

With those that you buy most often, its usually not a question as to whether you need it or not, but whether you can get the same thing cheaper, perhaps by buying another brand. You may be reluctant to change, and at first that can be hard. I often buy the one that I want and also buy the cheaper brand at the same time so I, a. have the original version in stock if the new version doesn't meet my standards, and, b. It gives me something to compare to. For example, I only ever used to buy Heinz baked beans, I purchased those, along with some Tesco own brand and also 1 tin of Tesco value. Whilst the Tesco value beans were OK and didn't have an unpleasant taste, they were smaller and the sauce was quite watered down, The ordinary Tesco own brand were still cheaper than Heinz and were very similar in quality. I am still making a saving here, not as much as I would with the value beans but you have to actually want to eat them otherwise why buy it?

With the items that are most expensive, ask yourself is it something you really needed? and could you have picked it up cheaper? do your research for next time.

2. Substitute & Get creative

Ran out of your favourite moisturiser? Perhaps you have none of that pink blush left? Or maybe you have ran out of your usual kitchen cleaning spray. Before you go out and buy exactly the same product to replace something ask yourself, Do I have something else that will do the trick? I find that usually I answer yes to this, perhaps my fave moisturiser has ran out, but I have so many others just asking to be used. I have a rule, if I am not going to use it then I don't need it, this does make me a little more conscious of the sheer volume of stuff I have as a result of previously over buying, it also pushes me into using/trying my excess products rather than getting rid.

Another question I would ask myself if I don't have a substitute is, Can I make one? I would really recommend surfing the web for this one because there are so many recipes for all sorts of cleaning products, natural detergents and even beauty items that you can make at home using basic household ingredients, for instance a lot of the cleaning products need Vinegar, lemon juice and/or bicarb of soda, none of these will exactly break the bank, plus they aren't harmful to the environment.

3. Re-use,Up-cyle and Re-fashion 

When I think the time has come to throw something away I have a little think, Can this be used as something else? Can I do something to fix this and make it work properly again? If I answer yes to any of those 2 questions then I keep hold of the item. It's not always easy to think of examples here, but here is one that occurred recently.                                                                                             
I managed to shrink one of my jumpers in the wash, rather than throw it out I thought this would be just perfect as a cushion cover. This is in my to do pile, but the other required ingredients are simple, a wide eye needle and some grey or yellow wool (which I most definitely have somewhere), and some scissors.. oh and some time.                                                                                                           
With lot's of ongoing projects and such it is easy to accumulate clutter, and I do want to avoid clutter and hoarding. I have a dedicated box, in a dedicated area where I keep my re-usable items and I don't let it over flow, keeping it all in one place is a good way of managing it!                                           

There are some great ideas here for some standard re-usable items such as jars, packaging and old clothing.  



4. Get organised

I always find things tend to cost more when you buy them last minute. Also if you have something that you need to spend a lot on, consider putting a little money aside in the run up to that so it doesn't make such a huge impact on your wallet. I try to over save and make sure I have more than I think I need from the offset, we have recently had work done on out house, because we were organised we were also able to do some elements of this ourselves, saving around £300, even so the job cost a little more than we were expecting so it's always good to be prepared for life's little surprises. 

5. Stay in

This might sound like an obvious one, but with party season fast approaching the temptation for lots of expensive nights out comes with it. I find that I can easily spend £60+ on a night out, so doing this on a weekly basis will seriously burn a hole in my pocket. Also, having done work on the house it seems such a shame to spend so much time away from it. It's a great idea to get people around for nibbles and a few drinks this time of year, it's certainly cheaper and you could cut the cost even more by asking your guests to bring a little nibble each or BYOB, at the end of the day it's the company that's the main part, so you can really focus on being  good host and making sure a great time is had by all.

Perhaps you have some frugal tips for any aspect of life that you would like to share? I would love to hear them, please drop me an email to rebellious_cookie@hotmail.com and I may even feature yours in my next frugal tips and tricks. 

Cookie x

Friday, 20 November 2015

Brand Vs Budget | Food | Crumpets

I don't know about you but I'm partial to a crumpet or two at the weekends. It's something I really only buy once a week as I don't have time usually in the mornings, but come the weekend they feature in 'Brunch'

I have always bought branded crumpets until last week when I picked up some Tesco Everyday Value crumpets just to see.

The first thing I noticed is that they contain less calories, because, yes they are smaller. With ordinary crumpets they are really thick and I think having tried the cheaper ones that they don't need to be so thick. I still have the same amount of crumpets but for less calories and less pennies, that can't be bad!

So, to be perfectly honest the cheaper ones are smaller but aside from that I didn't really notice a substantial difference and I am happy to continue buying the cheaper ones as opposed to the branded product. 

Whats the price difference you ask?

WARBURTONS

98kcals per crumpet
£0.89 per 6 = £0.15 each
£0.89 X 1 per week 52 = £46.28 per year
I have 3 per week X 98Kcal = 294kcals
294Kcals per week X 52 = 15,288 calories per year (not including the butter..)

TESCO EVERDAY VALUE

73Kcal per crumpet
£0.37 per 6 = £0.06 each
£0.37 X 1 per week 52 = £19.24 per year
I have 3 per week X 73Kcal = 219kcals
219Kcals per week X 52 = 11,388 calories per year (not including the butter..)


The saving from buying the Tesco own branded product 

Money = £46.28 - £19.24 = £27.04
Calories = 15,288kcals - 11,388kcals = 3,900kcals (nearly 2 days worth of calorie intake for women)

For me that's a great monetary saving which is also helping my waistline, whats not to like here? You still get your crumpets, you just get a little less and overall they cost you much less.

Cookie x

Wednesday, 21 October 2015

Frugal Cookie | What I do | How to be FRUGAL/Savvy

Hi Everyone,

Just a quick post to recap on some of the things I now do since challenging myself with frugal living.

Firstly a little about why I am doing this, it's not to be cheap, it's to be smart and efficient with my money. I want my money to work harder for me, essentially I love spending and buying new things, however I need to be careful. With adulthood there is responsibilities such as mortgages, bills, rent, etc, basically, enjoy being young! Enjoy living rent free and appreciate the benefits it brings while you can - that would be my advice to you.

Before buying our house I spent most of what I earned without much thought about 'what if?', these days I have to save for things that may or may not happen such as the need to replace a boiler or a detrimental piece of machinery or furniture within my house. It's worth being sensible, redundancy is very common in today's current situation and I've been there before.

Don't get me wrong, I still splash out on things but in order to do this I make sure that I'm saving in other areas.

Here are some of the things that I have done to date, hopefully these may even give you some inspiration too.

1. Streamlining/ getting the best deal
  • Swapped from a mobile contract costing £35 per month to a PAYG top up of £20 per month.
  • Less visits to the hairdresser, gone back to natural roots and rather than paying £60 every 6 weeks I am now spending £30 - £40 2-3 times per year.
  • Less visits to beautician and home waxing saving £25 per month
  • Selling lots of clothing, furniture and things that are no longer required on local facebook groups
  • I am shopping smarter, I have swapped certain products for cheaper brands and sometimes even a stores own brand, there are some things I wouldn't dream of swapping and other things where I wish I'd done it sooner! I am also using coupons and vouchers wherever I can, take a look  at in store magazines such as that from Boots, Tesco and pets at home as they usually contain some great coupons.
  • SUPERSAVVY ME - Frequently has coupons for Proctor and Gamble products such as Pantene, Ariel and many well known brands. They also run a lot of competitions and do several giveaways each month.
  • MYMAIL - Printable coupons, sometimes for the amount that the product is on offer for, therefore sometimes FREE.
2. Freebies and Prize Wins

There are so many Freebies out there it is unreal! Online there are many freebies, see below for some of the sources that I have used.
  • SOPOST - This  is a fantastic freebie tool, businesses use this company to distribute free samples of their products to the general public and potential future consumers. I have received in excess of 10 great beauty and food freebies this way. Some SOPOST are obtainable by entering a persons email, others you will need facebook for and some you will need twitter for, the idea is you send one to a friend and they send one to you. Obviously in order to receive the item you will need to provide your name and address.
  • GOOGLE FREEBIES - I googles freebies in UK, you will come across lots of resources which will point you in the right direction of the latest freebies. Here are just some of the websites - http://www.latestfreestuff.co.uk/ , https://www.magicfreebiesuk.co.uk/ , http://www.freestufffinder.co.uk/

3. Review and Campaign freebies | (WOMM) Word of Mouth Marketing Campaigns
 
I have received a considerable amount of free items to review from the below links.
 
With these websites all you need to do is sign up and provide information about yourself and your shopping habits, they will ask you to complete surveys from time to time, usually this is the gage whether you are compatible with a  product and whether they can then offer it to you to test.
 
Once you receive  your free product you then normally have around 60 days to try it and spread the word about your experiences. There is also activities such as sharing on facebook, twitter, submitting photos and videos and more.
 
The more surveys you do and the more active you are the more chance you get for future campaigns, I have found I go for ages without being offered one and then all of a sudden I get 3 invites.
 
The campaigns can be for anything, to date I have received lots of food items (they will usually send vouchers, especially for fresh food), body and skincare items, I even received a Dyson hoover worth £420 form a campaign, I would recommend doing this if you like to try new things, or even if you just love a freebie! Remember though, if you don't complete any of the campaign activities afterwards it is unlikely that you will receive further items.
  • BZZAGENT UK
  • ORCHARD AT TESCO
  • TESCO HOME PANELS 
  • SUPERSAVVY ME 
  • TOLUNA
  • AMAZON REVIEWS -  For this you just sign up to the website and you will need to have an amazon account. There is some free items and some really discounted items which you can have in exchange for an honest and unbiased review. I have just started doing this and have received a few freebies this way, thanks to Amber for the great idea (check out her blog here)
  • BLOGGERS REQUIRED - This is a great resource, this lists blogger projects that you will need to apply to, if you are accepted you will usually be sent an item to review, each project will differ make sure you read the description to see if its definitely something your interested in.
  • BRANDBACKER - This works in a similar way to bloggers required, you will need to apply to trial a product, therefore you will need to sell yourself with an effective pitch.
4. Surveys

You can make a few quid completing online surveys, however this can take time so I personally don't do these as I work full time and for the return I would get its not worth giving up my evenings.
  •  INBOX POUNDS - Along with paid surveys inbox pounds also does paid emails, they will send an email into your inbox and you can get a penny for clicking on the link - this takes a long time but it does mount up and it's very little effort, I am on nearly £20, yes it's taken me a year but all I have had to do is visit a few websites.
  • TOLUNA
5. Reviews for companies

Another way that I have received quite a lot of review items is by approaching companies asking to try products in exchange for a review. I also welcome companies contacting me to ask me to review items, if you would like to send me something to review please feel free to get in touch by email: rebellious_cookie@hotmail.com

6. Be inspired

Finally I haven't being doing this alone, there are so many people who have influenced me along the way from thrifty friends and relatives to YouTubers and bloggers alike. I will be putting up a post soon sharing some of the best frugal/freebies bloggers and YouTubers around, please watch this space.

I hope this post have gone some way toward inspiring you to use your money a little more wisely and perhaps to seek out relevant freebies where possible. As always if you have any questions please feel free to comment below or contact my by email (details on my Contact Me page or above).

Please leave me comment below if you could like me to expand on any of the topics I have mentioned above. I do plan to do some more posts going forward where I go into more detail on certain aspects such as sourcing review items and WOMM campaigns.

Cookie x

Monday, 31 August 2015

A weeks lunches

A couple of my posts recently have been about the saving that I make taking homemade lunches to work. I'm not going to lie, its a little extra work but see below for the some of the benefits:
  • its half the price of take out lunches.
  • It's not creating as much rubbish to go to landfill as the sandwich and snack packaging does.
  • Importantly I can create healthy and balanced meals.
  • It's completely tailored to how I want it and what I feel like eating.
  • I can make big or small a portion as I feel like eating
  • And I have full control over calorific content.
Monday: Oven baked red pesto chicken with salami, mixed tomatoes, olives and cous cous. As it was for lunch I just did the one large chicken breast for us to share and bulked this out with tomatoes and olives and added a serving of Ainsely Harriotts cous cous. I do use plain cous cous also but this is already flavoured etc and is only 70p per sachet, its a great cheat/quick fix.

Tuesday: Was a great varied salad of Sweet potato, fine beans, beetroot, Green lentils, some of my home grown tomatoes and radishes and feta cheese. This was dressed with a basil and oil dressing made using my fresh home-grown basil and smoky olive oil (they sell it in M&S).

Wednesday: Mixed chopped vegetables along with a small amount of cous cous and some homemade potato salad, I then added a little ham to this.

Thursday: Really simple noodle salad. It consists of a nest of cooked wheat noodles, a little spring onion, some grated carrot and to season I added a little sweet chili sauce. You can dress this up as much as you like and add chicken, peppers, whatever you have in!


Friday: This lunch was a little bit of a cheat, I bought the Spanish tortilla ready made in Tesco for £2, which lasts 2 lunches so is a great cheap lunch. This was accompanied with a fresh greek salad and some feta cheese. The dressing was made from lemon juice, olive oil and a little of my fresh home grown parsley. I love having herbs in pots at this time of year as I use them a lot and it makes much more sense that buying fresh each time and them only lasting a few days.

As always your comments are valuable so please let me know your thoughts.

Cookie x

Wednesday, 26 August 2015

5 Quick saving tips

Here are a few of my fool proof saving tips that I have followed over the last year

1. Swap/cancel - Asses your outgoings such as Gym memberships, utility bills, mobile contracts and regular spends such as hair and beauty appointments. 
I made instant savings by switching to Pay as you go on my phone, swapping my gym membership to one £10 cheaper per month and going back to my natural hair colour to cut out my monthly hair appointments. Apply this logic to home insurance, car insurance etc, even shop around for a better interest rate on your bank account(s). I never used to shop around to get the best deal but over the course of a year I have found it really is worth it!

2. Pack lunch - I go to work with a little picnic these days and it costs me half the price of supermarket lunches - I also have twice as much (sandwich/salad, crisps, fruit and yogurt). I previously bought lunch every day spending a minimum of £5 per day (which stretches as far as a sandwich, bag of crisps and a drink ), £25 per week X 48 = £1,200. I make lunch for myself and my partner so it's a good saving. I tend to go for easy, quick fixes. What's great is that you know exactly what your eating and also when it was made. You could make large batches of things like potato salad and Greek salad for a couple of days and put different meats etc. with them each day to mix it up a bit. I buy coleslaw and some other pre-made items as its still cheaper but is so quick and easy to just assemble. It's also up to you, completely your choice, but I find when buying a sandwich I sometimes end up picking the tomatoes out or not liking a certain aspect/ingredient. Also I can make my lunches as low cal/fat/carb as I like whereas you are really limited at the supermarket/sandwich shops.















 







3. Don't call the caterers - You can make a good saving by preparing buffet food for parties and gatherings yourself, or having a dinner party as opposed to having a meal out. Yes, you have to cook, this could be a downside but for me that's half the fun. You also have total control again when it comes to budget, nutritional value and ingredients. I have been to so many events where the catering has been disappointing and hasn't come cheap either.


Buffet for my boyfriends birthday with homemade lemon cake
4. Use online tools - I used to buy several glossy magazines on a regular basis, I probably spent in excess of £20 per month on them until I came across pinterest and etsy - these sites are fantastic for inspiration and rule out the need for my fashion, home and cooking magazines! 


5. DIY - There are so many things that given a little time and effort most individuals can achieve. I will say creativity is a great tool for living a frugal lifestyle as is a passion for cooking as per the above. With regards to DIY I do a lot more than I used to, I have learned to do my own shellac nails using a lamp that my boyfriend bought me for Christmas, I wax my own legs and occasionally will dye my hair. 

My boyfriend is a cabinet maker so is pretty useful when it comes to DIY jobs around the house and I am always willing to muck in. 

I am a keen crafter and love to create bespoke gifts for my friends and family which can cost less than store bought but are labour intensive when it comes to time and effort. I also collect items, I do throw things away too but if I think something will have a future use then I keep hold of it.

recycled fruit box, painted using a left over paint tester - Keeps my windowsill dry!

I would love to hear any frugal tips or money saving advice that you can with me and my readers. If you have any questions or comments please fire away and leave me a comment.

Cookie x


Friday, 14 March 2014

Free trials and samples

Over the past couple of weeks I have been wracking my brains thinking of any ideas to save some pennies, whether its on my electric bill or everyday items.

I noticed that growing numbers of websites are listing free product samples - I found these by typing freebies UK into google. I started applying for a few random bits and pieces last week to see if I would receive anything, and to my surprise the first item arrived today. Okay, so its only a small sachet of Sylk natural lubricant. This offer still stands and a sample can be requested on their website http://www.sylk.co.uk/request-free-sample/ you just need to complete a few details. I have heard that some things will charge postage and will ask for card details, to be honest I don't think any of the freebies would really be worth parting with such details and personally that's not something that I will be doing.

In addition to the standard freebies I have noticed a lot of videos on YouTube where people are writing to all sorts of companies asking for things. I agree try before you buy is a great thing, however I will probably be writing to companies who offer products that I actually want to try, for instance I don't have a baby so I wont be emailing or applying for free baby products etc.

I would like to keep things as fair as possible for companies, so I will be giving product reviews on here on the occasion that a company is kind enough to provide me with a sample of their product. If I can pull this off I think it will b a great tool as I am something of a product junkie, I like new things, I like things in shiny new boxes etc. For instance I am always buying different fruit teas, a lot of the time based on the packaging or the flavour and more often that not I'll have 1 or 2 and decide its not for me, then I have 2 thirds of a pack of tea sitting in my cupboard until it expires and that's money down the drain.

So, again I have had my first response to this back today. as of yesterday I had emailed 15 companies with queries and out of those I have had 4 positive responses and 4 apologies. Its a case of don't ask don't get.

The first samples I got were facial skincare products from Elizabeth's Daughter, I am looking forward to trying them, watch this space for a product review.

I am also looking forward to the post over the next week as I should hopefully have a few goodies to try.

Thanks for reading guys

Again as I'm new to saving and scrimping if anyone has any advice, comments or general feedback I'd love to hear from you.

Cookie x

Thursday, 13 March 2014

Heres to change

Hi Guys

I have always been interested in saving money where possible but I have never had quite as much motivation. So currently I am paying a Mortgage and have various other reasons for saving. I would ideally like to save £5,000 this year but I suppose I need to be realistic and any saving would be good to be honest.

So here are some cuts I have made this year so far.

£75 per month on hair colouring  - £900.00 saving per year
£34.99 per month on Gym            -£419.88 saving per year
£25 every 6 weeks on waxing       -£216.60 saving per year
£35 per month on mobile contract-£420      saving per year

Total                                               £1,956.48

So the above sounds good to me, obviously I will go to the hairdresser at some point for a cut but I have been colouring my hair myself and am considering just going back to my natural colour.. its been a while!

Ok, as i'm new to this if anyone has any advice or tips or wishes to share any info with my please feel free to comment.

Thanks for reading

Cookie x